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The other benefit of using a broker in Montreal is that their rates are relatively lower. They can go as far as getting you the best package in the city that cannot be easily accessed by the public or you as an individual. They have many contacts and good connections with many lenders and even special programs. The Mortgage Rate Montreal Canada will also let you benefit from his or her services without a large initial cash outlay by frequently pricing their fees into the final closing costs or into the loan’s interest rate.