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You have some general options when purchasing a new mobile phone: paying in cash, paying with a set duration of time period, or paying by credit card. Mobile Phones on Installments will be helpful if you need time to pay, to collect credit card points, or to develop your credit. However, the benefits vary depending on the alternative or qualifying funding you select. It will not always suit your budget to pay cash for a mobile phone if you would like to pay for a new cellphone or actually can't, explore funding options to decide the (if any) decision that's the right one.