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While it doesn’t influence our opinions of products, we do receive compensation from partners whose offers appear here. We’re on your side, always. See our full advertiser disclosure here. Owning a home is a huge undertaking, but a potentially rewarding one. When you buy a place of your own, you get to build equity in an asset that can increase in value over time. You also gain the stability of not having a landlord who can opt to not renew your lease. And, you can call the shots. Want to adopt a dog? That’s your choice. Want to knock down a wall? Go for it (with caution, of course). If you’re thinking that 2021 is the year for you to buy a home, you should know what the housing and mortgage market could have in store.